Bank Indonesia
Regulatory authorization
PJP Category 1 authorization
Singapay is authorized by Bank Indonesia as a Category 1 Payment Service Provider (PJP).
- Decision number
- 27/239/DKSP/Srt/B
- Decision date
- 3 July 2025
- Operational date
- 29 August 2025
About us
Licensed to move money. Built to earn your trust
SingaPay is a financial technology company building regulated, secure payment infrastructure for Indonesian businesses. We help companies collect payments, move funds, and manage financial operations. All through one platform, backed by a real license from Bank Indonesia.
Trust & Compliance
What our licenses actually mean for you
Certifications only matter if they translate into something concrete. Here's what each one means for a business working with SingaPay.
BSI
Information security certification
ISO/IEC 27001:2022
Singapay holds an ISO/IEC 27001:2022 certificate issued by BSI.
- Certificate number
- IS 803239
- Certification body
- BSI
- Valid from
- 27 February 2024
- Valid until
- 26 February 2027
- Certification scope
- Information security management system for the development and operation of application systems and databases.
BSN
Standardization record
NNS
SingaPay maintains an NNS-related approval record and reference verification with Indonesia's National Standardization Agency (BSN).
KOMDIGI
Government electronic-system registration
PSE
SingaPay is registered in Indonesia's public PSE registry for electronic-system operators.
ASPI
Industry-association membership
ASPI
SingaPay has a confirmed membership relationship with the Indonesian Payment Systems Association (ASPI).
AFSI
Industry-association membership
AFSI
SingaPay has a confirmed membership relationship with the Indonesian Fintech Syariah Association (AFSI).
ASPI
Payment standard / technical ecosystem
SNAP
SNAP is an Indonesian payment standard and open API framework. SingaPay presents it as a technical and ecosystem reference, not as a regulatory license or certification.
KADIN Indonesia
Business-association membership
KADIN Indonesia
SingaPay holds membership in the Indonesian Chamber of Commerce and Industry (KADIN Indonesia).
Bank Indonesia
National payment standard / authorization
QRIS
SingaPay is authorized by Bank Indonesia for QRIS.
What We Do
One platform for how money moves through your business
Instead of stitching together separate tools for collections, payouts, and reconciliation, SingaPay brings the full flow of business payments into a single dashboard and API.
Accept Money
Turn every checkout, invoice, and subscription into revenue that's automatically recorded and reconciled in real time
Send Payment
Send funds to banks, e-wallets, partners, and cross-border rails with real-time settlement and a full audit trail on every transaction
Money Account
See balances, reports, and reconciliation from one dashboard with full visibility, the moment your finance team needs the numbers.
Identity & Risk
Verify identities and screen risk automatically, so compliance keeps pace with your business instead of slowing it down.
Financial Service
Build savings, lending, and funding experiences into your product.
Digital Products
Offer local bill pay, top-ups, and vouchers without managing inventory.
Our Journey
Growing with trust, compliance, and innovation
From company launch to key certifications and regulatory milestones, every step reflects our commitment to secure and reliable payments.
SingaPay Founded
SingaPay launched under AMS Holdings with one goal. To make digital payments in Indonesia simple, secure, and built to last.
ISO 27001:2022 Internal Audit
SingaPay began building an information-security culture from the inside out, laying the groundwork for ISO 27001 certification.
ISO 27001:2022 Certified
SingaPay earned ISO 27001:2022 certification from BSI. Independent proof that data and fund security aren't just promises here
BI On-site Visit for PJP 1 License
Bank Indonesia visited SingaPay on-site as part of the PJP Category 1 licensing review. It is a step most payment platforms never go through.
Consultative Meeting with BI
SingaPay joined a consultative meeting with Bank Indonesia as part of the PJP Category 1 licensing process.
Building a Stronger Team
SingaPay continued strengthening its team to drive innovation and business growth.
Strong Team Collaboration
Team collaboration and professionalism continue to drive reliable digital financial services.
PJP Category 1 License Granted
Officially licensed as a PJP Category 1 by Bank Indonesia, SingaPay continues to build a payment ecosystem founded on compliance, security, and trust.
Our Network
Built for the businesses that move money in Indonesia.
SingaPay's infrastructure is designed around the realities of these industries.
Fintech Lending
Run repayments, disbursement, and risk checks with less manual work.
Marketplaces
Split funds, settle partners, and keep operations tidy.
Wallet and super app
Add bills, top-ups, balances, and checks in one flow.
International PSP
Add Indonesia local collections, payouts, and settlement support through Singapay.
Indonesia cross-border commerce
Localize collections in Indonesia and settle across markets with less friction.
SMBs and startups
Launch with payments, payouts, and balance tools that stay easy to run.
Ready to Get Started?
Power your payment operations with one trusted platform
Collect payments, send payouts, manage balances, and streamline financial operations through one licensed payment platform.