Complete payment gateway
Collect from websites, mobile apps, hosted checkout pages, virtual accounts, and QRIS flows through one integration.
A licensed payment gateway for collecting money in Indonesia
Launch checkout on your website, app, hosted page, or dashboard through one regulated gateway covering local payment methods, recurring collection, links, routing, and settlement, all under Singapay's PJP1 license.
50+ MethodsMajor local and international payment methods
API + DashboardProduct, finance, and operations teams move without waiting on each other
T+0 EligibleSame-day or near-instant early settlement for selected payment methods
Why Singapay
Built for Business Payments in Indonesia
Everything you need to collect payments, move money, and manage operations securely through one trusted platform.
Local method coverage
Support familiar Indonesian payment choices across QRIS, VA, wallets, cards, direct debit, retail counters, BNPL, and crypto rails.
Recurring collection
Turn repeat payments into controlled plans with trials, discounts, retries, reminders, and merchant-initiated token charging.
Settlement flexibility
Operate with standard settlement, then access early settlement for eligible payments when liquidity timing matters.
Operational visibility
Track payment status, reconcile transactions, and manage collection flows from dashboard or API.
Payment Gateway Flow
Scale Your Local Payments
Collect payments faster, manage transactions with confidence, and grow your business through one reliable platform.
Create payment request
Present checkout or payment instruction
Customer completes payment
Receive status confirmation
Settle funds to balance
Withdraw, transfer, or reuse funds
Collection capabilities
Core ways to collect, repeat, share, and settle payments
Use the same Singapay foundation to support checkout, repeat billing, quick payment links, and faster access to collected funds.
Payment methods
Accept Indonesia's preferred payment methods through one gateway
Offer QRIS, virtual accounts, wallets, cards, direct debit, convenience-store payments, BNPL, and crypto wallet options from one operating layer.
- QRIS and regional QR expansion
- Virtual accounts across major banks
- Wallets, cards, direct debit, BNPL, and more
Fintech repaymentE-commerce checkoutSaaS billingCross-border launch
Explore Payment methods
Recurring Payment
Automate scheduled and merchant-initiated collection
Use subscription plans for predictable billing or token authorization for merchant-controlled debit after customer consent.
- Trials, discounts, retries, and reminders
- Token authorization for custom charging
- Built for repeat billing journeys
Loan repaymentMembershipsInsurance
Explore Recurring Payment
Payment Link
Create hosted payment links without engineering work
Generate one-time or reusable links for chat commerce, invoices, offline sales, and quick merchant onboarding.
- One-time or reusable links
- Fixed or open amounts
- Payment method and page controls
WhatsApp salesRemote invoicesSmall merchants
Explore Payment Link
Early Settlement
Speed up access to collected funds when timing matters
Keep normal settlement for everyday operations and enable early settlement for eligible channels when working capital needs move faster.
- Normal settlement by payment method
- Early settlement for eligible channels
- Designed for working-capital needs
Fintech cash reuseHigh-frequency commerceSupplier payment
Explore Early Settlement
Access modes
Start with the path that fits your team
Dashboard
Manage collection, links, and reconciliation without writing a single line of code
OpenAPI
Integrate payment acceptance directly into your application with secure and well-documented APIs.
Mobile App for selected features
Check balances, monitor transactions, and manage select flows on the go, from a mobile app.
Ready to accept money with Singapay?
Build local collection once, on infrastructure that's licensed to last
Talk with Singapay about payment methods, recurring debit, links, routing, settlement, and launch planning, backed by a real PJP1 license from Bank Indonesia.