Master Account
Create dedicated accounts for your own business units, branches, or internal operations while managing everything from one master account.
Manage Every Business Unit with Sub-Accounts
Create and manage multiple sub-accounts under one master account to separate balances, transactions, permissions, and reporting across business units, merchants, or partners.
2 Account ModelsChoose between owned and managed sub-accounts based on your business needs.
Independent BalancesMaintain separate balances, settlements, transactions, and reporting for each account.
Dashboard & APICreate, manage, and monitor sub-accounts through an intuitive dashboard or flexible APIs.
Overview
Keep Every Account Organized in One Place
Sub-Accounts help businesses manage multiple entities from one platform while keeping balances, permissions, settlements, and reporting separated for greater operational control.
Managed Sub-accounts
Create accounts for merchants, sellers, partners, or clients while maintaining centralized oversight and operational control.
Flexible Account Permissions
Show master account information for owned accounts, or sub-account merchant information for managed accounts.
Operational Independence
Keep balances, settlements, reporting, permissions, and transaction records separated for every account.
Account models
Owned and managed sub-accounts
The right model depends on whether the entity is internal to your business or a third-party merchant/partner.
Owned
Create dedicated accounts for business units, subsidiaries, and branch operations while maintaining centralized ownership and control
No extra verification after creation
Managed
Onboard merchants, sellers, and partners with independent business identities while maintaining platform-level oversight.
Merchant KYC before creation
Webhook and access
Configure API access and webhook delivery based on your operating model, with support for centralized or account-level integrations.
DashboardAPI
Typical scenarios
Where teams use Sub-account Management
Marketplaces
Franchise and branch networks
SaaS platforms
Agent and supplier settlement
Access modes
Flexible ways to manage your sub-account structure
Dashboard
Manage sub-accounts and transaction visibility in one place.
OpenAPI
Automate sub-account management through seamless API integration.
Talk to Singapay
Create account structures without losing platform control
Talk with Singapay about owned accounts, managed accounts, visibility, invoices, webhooks, and access rights.