Seller balances are hard to track
Orders, refunds, fees, and commissions move fast and without a system built to track them, your team ends up guessing instead of knowing
Collect from buyers, settle sellers, and never lose track of whose money is whose
Run checkout, seller balances, partner payouts, and reconciliation through one system so your finance team spends less time untangling whose money is sitting where.
Why it matters
Every marketplace depends on trust between buyers and sellers
Buyers want familiar local payment methods. Sellers want clear balances and reliable settlement. Operations teams need the full story behind every transaction.
Checkout needs local coverage
Every payment method you can't support is checkout volume you're quietly losing without ever seeing it show up in your data.
Settlement needs control
Payouts move money out of your platform permanently without approval layers and validation, one mistake becomes very expensive to undo.
Finance needs audit-ready report
Every settlement, fee, and refund needs a record that holds up on its own because in an audit, in a dispute, or when your CFO asks what happened last quarter.
How Singapay helps
From checkout to settlement, everything stays connected
Offer local buyer checkout
Create seller sub-accounts
Move balances internally
Pay sellers at scale
Reduce payout risk
Reconcile without guesswork
Modular API stack
Only pay for the complexity you actually have
Start with collection or seller payouts. Add sub-accounts, balance transfers, and reconciliation the moment your marketplace gets complicated enough to need them
Payment Methods
Payment Link
Sub-accounts
Balance Transfer
Disbursement
Recipient Verification
Reporting
Webhooks
For platform operators
Marketplace money movement your team controls
Give buyers more ways to pay, give sellers balances backed by real account-level separation, and give your finance team records that hold up under audit, not just under review.