Add payments, top-ups, bills, and balances without rebuilding what you've already built

Singapay gives wallet and super app teams the local payment rails, digital products, account tools, and risk controls needed to scale daily transaction volume on infrastructure built to carry it.

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Singapay wallet flow showing top-up, balance, bill payment, transfer, and reporting

Why it matters

Users return when your wallet becomes part of everyday life

The more everyday services your app offers, the more reasons users have to return.

Local bill payment categories for wallet daily engagement

Support everyday payments

Utilities, mobile data, internet, BPJS, vouchers, and game top-ups, it supported without chasing a separate vendor for each one

Wallet balance movement across top-ups, withdrawals, and transfers

Manage balances with confidence

Top-ups, withdrawals, transfers, and account history, kept consistent so finance isn't untangling them every month.

Identity and risk controls for high-volume wallet flows

Prevent fraud as you scale

Identity checks and transaction controls, built in before growth turns into exposure.

Multiple payment and biller integrations slowing wallet product launches

Launch faster with one integration

Reduce engineering effort by connecting payments, digital products, and wallet services through one platform.

How Singapay helps

One platform behind every wallet feature

Wallet top-up and cash-out across banks, e-wallets, and QRIS

Enable wallet top-up and cash-out

Local digital products for utilities, telecom, and vouchers

A full local catalog, one integration

Wallet account balances with internal transfers and reporting

Manage account balances

Automated wallet payouts for withdrawals, rewards, and cashback

Automate user payouts

Identity and risk protection for wallet account activity

Protect account activity

Modular wallet services launched step by step

Launch by module

Modular API stack

One infrastructure, expanded on your timeline

Payment acceptance, payouts, digital products, accounts, and risk checks. Adopted module by module, without a rebuild at every stage.

Payment Methods
Top-up
Withdraw
Digital Products
Utilities
Telecom
Accounts
Identity & Risk

For high-frequency apps

Every wallet feature you'll need in one platform

Add local rails and daily services, without stretching your team across a growing list of vendors.

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