Everyday bill categories
Add the bills users already pay somewhere else like utilities, telecom, government, insurance and bring that habit into your platform.
The everyday payments that keep users coming back
Bring Indonesian utilities, telecom recharge, e-money top-up, game products, government services, and insurance into your platform. The categories people already pay for every month, now inside your app instead of somewhere else.
UtilitiesElectricity, water, and household bills people pay every single month
TelecomPulsa, data, internet, and TV the recharge habit that brings users back weekly
Digital Goodse-money, game top-ups, and vouchers the small transactions that add up to real volume
Why Digital Products
Give users a reason to open your app, even on days they're not shopping
Digital Products lets wallets, banks, payment apps, and platforms add high-frequency local bill payment and lifestyle services around existing payment activity.
Top-up frequency
Turn one-time transactions into repeat visits with e-money, mobile, and game top-up flows users reach for often.
Prepaid and postpaid
Support both prepaid and postpaid categories, so users aren't limited by how they prefer to pay.
Local catalog depth
Meet the local categories Indonesian users already expect so your platform doesn't feel incomplete next to the apps they use every day.
Revenue expansion
Earn from every top-up and bill payment, without holding inventory or managing suppliers yourself.
Digital product capabilities
Core ways to add bills, top-ups, and services
Use local digital product categories to build payment centers, lifestyle services, wallet utilities, and platform add-ons.
Utilities
Support essential local household payments
Cover the utility bills every household deals with PLN electricity, PDAM water, and residential service payments in one place.
- PLN token and electricity bills
- PDAM water bills
- Residential service payments
Wallet utility centerBill management appCommunity service platform
Telecom
Add recharge and connectivity payments
Cover the connectivity bills people pay most often pulsa, postpaid mobile, data packages, internet, and TV without sending them anywhere else.
- Pulsa prepaid recharge
- Postpaid mobile bills
- Data package, internet, and TV categories
Wallet rechargeBanking app utility centerCommerce add-on
Digital Goods
Sell virtual products and top-ups
Add e-money, game top-ups, and vouchers the small, frequent purchases that keep engagement high between bigger transactions.
- E-money top-up
- Game top-up and vouchers
- Digital and virtual product sales
Gaming platformsLoyalty rewardsCampaign commerce
Government & Insurance
Cover public-service and insurance payments
Support BPJS Kesehatan, BPJS Ketenagakerjaan, and insurance payments. The categories people search for most, but rarely find in one place
- BPJS Kesehatan
- BPJS Ketenagakerjaan
- Public-service and insurance categories
Super-app bill paymentBank servicesPublic-service payments
Ready to add digital products?
Give your users one less reason to leave your platform
Talk with our team about utilities, telecom, digital goods, government services, insurance, and bill payment and how a fuller catalog keeps users coming back to you first