Move funds between accounts in real time, with full control over where your money goes

Instantly transfer balances between your accounts with complete control over fund allocation, making it easier to manage cash flow across your business

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Real-timeInternal transfers that settle instantly, with no delay across your account structure
TraceableA verified record for every transfer, down to the account level
FlexibleMove funds across sub-accounts, business units, or merchants with configurable allocation rules
Singapay balance transfer dashboard showing real-time movement between master and sub-accounts

Overview

Move funds across your account structure without disrupting your cash flow

Balance Transfer lets you move funds instantly between accounts while maintaining full visibility and control. Allocate balances across business units, merchants, or internal accounts with every transaction securely recorded.

Marketplace split settlement

Distribute value from a master account to seller or partner sub-accounts, with each split recorded against its source.

Branch fund collection

Consolidate funds from sub-accounts back to the master account, giving treasury a single, verified view for settlement.

Group treasury movement

Support group treasury, branch funding, and business-unit cash movement, with each allocation traceable to its purpose.

Internal cash allocation

Every balance transfer is logged as part of account activity, giving finance teams a reconciliation-ready history.

Typical scenarios

How businesses use Balance Transfer

Marketplace split settlement

Branch fund collection

Group treasury movement

Internal cash allocation

Access modes

Connect through the workflow that fits your business

Dashboard

Move balances manually through the SingaPay Dashboard with real-time account visibility

OpenAPI

Automate balance transfers securely using our API for seamless integration with your systems.

Talk to Singapay

Move value across accounts with a clean record

Talk with Singapay about real-time internal transfers, fund collection, split settlement, and account-level reporting.

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