Licensed PJP1 — Bank Indonesia

One platform. Full control over every transaction

Accept payments, send funds, and manage balances on a single infrastructure regulated by Bank Indonesia with a full operational dashboard and production-ready API. From your first store to your fastest-growing venture.

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Trusted by leading financial companies and digital platforms across Indonesia

  • Moria Fund
  • NawaFin
  • Venteny
  • Dapur Cokelat
  • DCS
  • Singa Fintech
  • Scalev
  • Waffo
  • Jinom
  • Momen
  • PG
  • Uku
Moria Fund logo
NawaFin logo
Venteny logo
Dapur Cokelat logo
DCS logo
Singa Fintech logo
Scalev logo
Waffo logo
Jinom logo
Momen logo
PG logo
Uku logo

Why Singapay

Replace Multiple Payment Vendors with One Unified Platform

Replace fragmented payment providers with a single platform to accept payments, send payouts, manage money accounts, and access financial services—all from one secure dashboard.

Business Solutions

Everything Your Business Needs in One Platform

From accepting payments and sending payouts to managing money accounts and accessing financial services, everything your business needs is built into one secure, scalable platform.

Accept Money

Turn every checkout, invoice, and subscription into revenue that's automatically recorded and reconciled in real time

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Payment MethodsQRIS, virtual accounts, e-wallets, cards, direct debit, convenience stores, BNPL, and crypto wallet options.
Recurring PaymentPlan-based subscriptions and token-based authorization for automatic repeat collection
Payment LinkHosted checkout links for chat commerce, remote invoices, offline teams, and no-code collection.
Early SettlementNormal and accelerated settlement options for merchants that need faster cash access.
Expansion

Expand Your Business Capabilities

Add identity, risk, finance, and digital services to your payment flows.

Identity & Risk

Verify identities and screen risk automatically, so compliance keeps pace with your business instead of slowing it down.

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Financial Service

Build savings, lending, and funding experiences into your product.

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Digital Products

Offer local bill pay, top-ups, and vouchers without managing inventory.

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Security and Compliance You Can Verify

Trusted, Licensed, and Secure

Licensed, regulated, and designed to meet enterprise security standards for modern payment infrastructure.

PJP1 license from Bank Indonesia with direct regulatory oversight

ISO 27001-aligned security standards that protect data and funds

Real-time visibility through dashboard and API workflows

Risk and routing controls built for regulated money movement

Regulated payment infrastructure signals

    Solutions

    Simplifying business operations through payments, accounts, risk management, and local services

    Fintech lending illustration

    Fintech lending

    Automate repayments, disbursement, and risk checks and catch risky borrowers before they cost you.

    Marketplaces illustration

    Marketplaces

    Split funds across every seller, settle partners automatically, and finally skip the end-of-month reconciliation scramble.

    Wallets and super apps illustration

    Wallets and super apps

    Turn your app into the one place users open for bills, top-ups, balances, and checks. Powered by infrastructure they never have to see

    International PSP illustration

    International PSP

    Plug into Indonesia's local collections, payouts, and settlement rails through Singapay without setting up a local entity first

    Indonesia cross-border commerce illustration

    Indonesia cross-border commerce

    Collect like a local business in Indonesia, then settle across markets with far less friction than doing it on your own.

    SMBs and startups illustration

    SMBs and startups

    Launch with payments, payouts, and balance tools that stay easy to run today and scale with you when you're ready for more.

    Integration

    Everything You Need to Integrate Payments

    Whether you build with APIs or manage operations through the dashboard, Singapay gives your team what it needs to launch and scale payments faster.

    • OpenAPI for collections, payouts, accounts, balance checks, and reconciliation
    • Dashboard workflows for finance, operations, and merchant teams
    • Hosted payment links and no-code entry points for faster rollout
    View Product DocsExplore API Docs
    Singapay API documentation with Getting Started guide and cURL payment request example

    Start for free

    One Platform for Payments and Financial Operations

    Create a Singapay business account and start exploring payment gateway, payout infrastructure, sub-account models, and financial operations in Indonesia.

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