Sub-account structure
Create owned or managed accounts for sellers, branches, and partners
Money Accounts for platform fund operations
Create account structures, isolate balances, and reconcile multi-party money movement, all from one licensed layer
Multi-entityaccount structures for branches, sellers, and partners
Real-timeinternal transfer and balance visibility
Reportsreconciliation-ready, on demand
Why Money Accounts
A cleaner way to operate platform money
Turn complex multi-party fund activity into structured, reconciliation-ready balances
Balance separation
Keep every balance visible at the right entity level, always
Internal transfers
Move value between accounts without losing traceability
Cash movement
Support top-up and withdrawal for platform treasury needs.
Finance visibility
Cut manual reconciliation with reports and API data sync.
Account capabilities
Core ways to structure, move, and reconcile balances
Use account infrastructure to manage multi-party balances, internal money movement, and finance operations at platform scale.
Sub-account Management
Create account structures for every operating entity
Owned or managed sub-accounts, each with its own balance and full visibility
- Owned accounts for internal entities
- Managed accounts for third-party merchants
- Separate balance and activity records
MarketplacesBranchesPartner platforms
Top-up & Withdraw
Move money into and out of account balances
Fund and withdraw across merchants, wallets, and treasury operations with fully tracked.
- Bank transfer funding
- Withdrawal workflows
- Automatic review and transaction records
Payout preparationWallet cash-outTreasury movement
Balance Transfer
Transfer value between accounts in real time
Move balances between master and sub-accounts in real time.
- Master-to-sub transfer
- Sub-to-master collection
- Real-time internal fund movement
Seller split settlementBranch collectionGroup treasury
Reporting & Reconciliation
Turn payment activity into finance-ready records
View, export, and sync transaction, settlement, balance, and account-level data for finance operations.
- Transaction and settlement reporting
- Real-time balance checks
- Export and API data synchronization
Accounting closeERP syncAudit preparation
Ready to structure funds with Singapay?
Build account operations once
Talk with Singapay about sub-accounts, balance movement, reconciliation, and platform treasury design.